Investment Policy Sample & Template

We've all earned money at some point in our lives. So it's safe to say many of us know how to make money to some extent, but far too many people fail to know how to save or invest their money.

If you invest any money at all or want to get started investing it is important to create your own investment policy statement (IPS). Even if you’re just getting started with your 401k, I would highly recommend spending creating an IPS. If you’re expanding to other accounts like IRAs, HSAs, 529s, or individual stocks, it becomes even more important to create an IPS.

WHAT IS AN INVESTMENT POLICY STATEMENT?

An investment policy statement is an agreement between you and how you want your money to be managed to achieve your goals. 

Generally, large investment firms will have an IPS for their individual mutual funds and client groups, but that doesn’t mean that you cannot create one for yourself especially if you’re a DIY or self-directed investor.

BENEFITS OF HAVING AN INVESTMENT POLICY STATEMENT?

• Having an IPS will force you to really think about your financial goals and how to achieve them.
• It will help you stick to your plan and avoid making emotionally charged decisions that go against your fundamental strategy.
• It will likely lead to greater wealth than if you otherwise did not have one to follow.
• It will be your guide to help answer questions related to managing your investments, especially during stressful times.
  
  

Your IPS is like your GPS. A good GPS will help you stay on the planned path and help you navigate unexpected events while traveling toward your destination.

WHY YOU NEED THIS

Before the bear market in 2020, we did not have an IPS. It was our first bear market and we saw our portfolio take a 6-figure nosedive. It was emotional and I almost let it get the best of me. Thankfully, we didn't and our portfolio recovered and is even larger than it was before the bear market.

I'm sure you hate second-guessing yourself as much as I do. My wife and I have committed our plan to paper and it feels so much better. If you want to do the same, I created a template for you to work from. Even better, it comes with a bank of statements to get you started.

If your ever got burnt in the stock market or need a more solid financial plan than the one you have in your head, this investment policy template will save you time, money and effort.

Never question your investment moves again. If you do, you have your investment policy at your finger tips to make sure you stay on path to reach your financial goals

What you get:

• Over 1000 words of wisdom that has led me to from being over $100,000 in debt to having nearly a $500,000 net worth
• Sample statements that can start you on the same pain
• Free consultation in case you run into issues with your template

Disclaimer: This information is not to be construed as financial advise as we are not financial advisors. The contents of this download is for educational purposes.